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Houston metro · A different path home
Buy the home you choose—not just the one on a list.
Owner financing can open a path for self-employed, ITIN, cash-income, and credit-challenged buyers. Start with a straightforward conversation.
Typical process: 20–45 days. Timing and approval vary.
Low or challenged credit
Self-employed income
ITIN buyers
Cash or mixed income
The difference
Your search can start with any eligible home.
Many owner-finance companies limit you to homes they already own. Our approach begins with your buying profile, then helps you pursue a qualifying home across the Houston metro.
See how the process works
Four clear steps
From first conversation to front door.
Review qualification
A licensed residential mortgage loan originator reviews your profile. The application fee is $150 per applicant and is credited at closing.
Choose a home
Search for an eligible Houston-area property that fits the approved purchase profile.
Prepare to close
Complete property and financing requirements, then move toward closing—often within 20–45 days.
A transparent example
See the numbers in plain language.
Purchase price$253,766
Interest rate8.45%
Monthly P&I$1,673
Illustrative example from the current program materials; not an active listing, approval, rate lock, or complete list of terms. Taxes, insurance, fees, down payment, and buyer-specific terms may apply.
Start with the basics.
No account needed. Your information is stored securely and used to respond to your inquiry.
9476 Highway 6 South, Houston, TX
Houston and surrounding communities
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